Prime Bank's
Hasanah Home Investment
Draw your heart out on your own walls in the perfect home you always wished for with Prime Bank's Hasanah Home Investment.
Investment
Amount up to
BDT 2.00 Crore
Investment
Tenor up to
25 Years
Grace
Period of
03-18 Months
Features
- From building your own home to purchasing your own flat/building.
- Profit rates calculated on a monthly/quarterly reducing balance.
- Convenient partial or early settlement facility.
Requirements
- Must be permanently employed for 02 years with a minimum salary of BDT 30,000
- Co-applicant: Minimum 01
- Personal Guarantor: Minimum: 01
- Recent passport size color photographs of applicant and guarantor(s)
- Copy of NID/passport of applicant and guarantor (s)
- Copy of Latest utility bill (gas/water/electricity/municipal tax)
- Copy of Latest tax clearance certificate/E-TIN
- Business card/copy of office ID of applicant and guarantor(s), if any
- Original Salary Certificate/Letter of Introduction (LOI)
- Copy of Pay-slip
- Offer letter/Release letter from previous employer to prove service experience
- Professional certificate issued by concerned authority
- Latest 06 months bank statement
- Business age must be 02 years with a minimum income of BDT 25,000.
- Co-applicant: Minimum 01
- Personal Guarantor: Minimum: 01
- Recent passport size color photographs of applicant and guarantor(s)
- Copy of NID/passport of applicant and guarantor (s)
- Copy of Latest utility bill (gas/water/electricity/municipal tax)
- Copy of Latest tax clearance certificate/E-TIN
- Business card/copy of office ID of applicant and guarantor(s), if any
- Copy of latest trade license
- Copy of MOA, AOA, Certification of Incorporation, Latest Form XII & X (Limited Company)
- Copy of Registered Partnership Deed & Form I (Partnership Firm)
- Latest 12 months bank statement
- Must have a minimum income of BDT 25,000.
- Co-applicant: Minimum 01
- Personal Guarantor: Minimum: 01
- Recent passport size color photographs of applicant and guarantor(s)
- Copy of NID/passport of applicant and guarantor (s)
- Copy of Latest utility bill (gas/water/electricity/municipal tax)
- Copy of Latest tax clearance certificate/E-TIN
- Business card/copy of office ID of applicant and guarantor(s), if any
- Copy of property title deed and latest mutations
- Copy of valid rental deed with tenants
- Copy of latest ground rent receipts and municipal tax receipts
- Latest 06 months bank statement
Eligibility
Age must be between 21-65 years.
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Advantages
Whether you prefer ethical Islamic investments or modern investment solutions, we bring everything under one trusted platform.
Fast Approval Process
Skip the long wait. Our streamlined digital process means you can receive preliminary approval within 2 business days and move forward with your plans faster.
Transparent Profits
Know exactly what you're paying from day one. We provide clear breakdowns of all costs, profit rates, and charges—no surprises, no fine print.
Shariah Board
Every Islamic product is reviewed and approved by our independent Shariah board, ensuring 100% halal financing aligned with Islamic principles you can trust.
Early Settlement Options
Life changes, and so should your payments. Make partial prepayments or settle early without heavy penalties—giving you financial freedom when you need it most.
Ready to apply?
Complete the form below to apply for your preferred Islamic Investment. Our team will guide you through every step of the process.
Apply for
Home Investment
Simple. Secure. Designed around your goals.
Apply for Investment
Simple. Secure. Designed around your goals.
Frequently Asked Questions
We’ve answered the most common questions to help you make informed and confident investment decisions.
What is Islamic Investment at Prime Bank?
Islamic Investment at Prime Bank is a Shariah-compliant financing solution where the bank invests in an asset or service instead of providing an interest-based investment. The structure follows Islamic principles and avoids interest (Riba).
How is Islamic Investment different from a conventional loan?
Islamic Investment is based on profit-sharing or asset-backed transactions, while conventional loans are interest-based. In Islamic Investment, the bank earns profit through approved Shariah structures rather than charging interest.
Is Islamic Investment fully Shariah-compliant?
Yes. All Islamic Investment products at Prime Bank are designed and monitored under the guidance of a Shariah Supervisory Board to ensure full compliance with Islamic principles.
How is profit calculated in Islamic Investment?
Profit is determined upfront based on the selected investment structure, asset type, and tenure. The profit amount remains transparent and agreed upon before the investment contract is finalized.
Are the monthly payments fixed or variable?
In most Islamic Investment products, monthly payments remain fixed throughout the investment period, ensuring clarity and predictability for customers.
Can I apply for Islamic Investment online?
Yes. You can apply online through Prime Bank’s digital application platform. Our relationship managers will assist you throughout the process if needed.
What documents are required for Islamic Investment?
Generally required documents include valid identification, income proof, bank statements, and asset-related documents (for Home or Auto Investment). Specific requirements may vary by product.
Is there any penalty for early settlement?
Early settlement is allowed. Any applicable charges or rebates are handled in accordance with Shariah principles and bank policy, ensuring fairness and transparency.